Insights & Resources

The 30% Life Insurance Gap Hiding in Plain Sight

The 30% Life Insurance Gap Hiding in Plain Sight

Ontario households may face a life insurance shortfall of more than 30%. Learn why existing coverage may no longer match today’s mortgage, debt, and income needs.

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Should You Buy Term Life or Whole Life Insurance?

Should You Buy Term Life or Whole Life Insurance?

Term Life or Whole Life? Learn why the better question may be how much temporary and permanent coverage you need, and how both can work together.

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PEDRO DIAZ RAMOS

Independent Life, Health & Group Insurance Broker.

Serving clients across Ontario, Alberta, and British Columbia.

Mutual Fund Representative.

📞(647) 372-2900

📍Markham, ON

Insurance

  • Life

  • Disability

  • Critical Illness

  • Travel

  • Health

Group Benefits

  • Fully-insured

  • ASO

  • Health Spending Account

  • Personal Spending Account

  • Employee Assistance Programs

Investments

  • RRSP/RRIF

  • TFSA

  • RESP (Education Plan)

  • RDSP (Disability Plan)

  • LIRA

  • Employee Pension

Insurance products are available in Ontario, British Columbia, and Alberta only. Provided through Qualified Financial Services Inc., IDC Worldsource, and HUB Financial. Mutual Funds are distributed through Wealthforce Inc.

15 Allstate Pkwy, Suite 683, Markham, ON L3R 5B4